Lionheart Assurance Solutions

The spam that normally fills your inbox can also be highly dangerous for your identity. You may simply discard spam emails from your inbox, but what about the innumerable emails you come across that appear to be from popular social site or shopping platform like eBay and PayPal? If you have an account at either one of these sites or one that is similar, then you must be extremely careful about emails your receive. With identity theft on the rise, it has become essential to know how to protect yourself from fake email scams if you want to keep your finances safe.

Fake messages sent to you by scammers are for the sole purpose of phishing your private information and they are meant to cheat you, both financially and socially. The best thing to do is to automatically delete email messages that appear to be from PayPal and eBay unless you are expecting something from them or if your full name on the specific account is not in the salutation of the email. Even then, read the email thoroughly and do not reply immediately unless you are absolutely sure the email is legitimate.

Another safeguard to ensure the emails you receive are authenticated by DKIM or Domain Keys Identified Mail. You can enable the feature from within your mail settings. Check with your software provider. This program only authenticates emails from eBay and PayPal.

There are various social networking sites that have their own authentication process. If you are using social networking sites make sure that you are aware of the security and privacy measure for each of these sites you interact with.

Oftentimes, scammers send adware and spyware along with their scam emails so be very careful before you open any suspicious email messages or from an unknown source. If you are a person who does a lot of online transactions you need to be careful about your email.  In most cases, your account is hacked by the means of spyware that is sent via spam or suspicious emails.

It is always advisable not to tell anyone about the login id as well as the password for your PayPal or eBay accounts. This information can reach those cyber criminals who are very difficult to trace.

Also, keep in mind that although sites like Google have their own anti-spam firewalls in place, it is not always easy to prevent unwanted spam from popping up in your Inbox. The success rate for anti-spam measures is never 100 percent. Anti-spam software tools are automatically configured in most cases. They are designed to look for probable signs of ‘bad’ emails and block them or warn you against them. But, the problem is most of these ‘bad’ emails are coded and designed to look authentic and clean. It is impossible for any automatic software to stop them all.

With the advancement of technology an increasing number of scammers are finding out newer ways to cheat the gullible people who fall into their lucrative traps.

The whole process of buying and selling over the Net happens electronically with soft cash. For example, if you buy something over a shopping site the exact price of the article will be taken out of your account and placed in the account of the seller. You do not have to worry about the transfer process as everything happens automatically. But, just think how dangerous this process can be if a scammer gets hold of your account number and secret code because you were not more vigilant!

The greatest disadvantage is that most of the time the person who is cheated does not know this for sure and often there is a significant time gap before he realizes it. This often allows the fraud to escape scot free.

In today’s times PayPal scams are being increasingly common. So keep in mind the old adage- better safe than sorry- and act accordingly! Learn more about preventing Paypal Scams at the Lionheart Assurance Solutions.

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